Jorge Rubio Nava

Director Incluisve Finance, Citigroup, Inc.


Jorge Rubio is a founding member of the Citi’s Global Inclusive Finance Group based in London, UK, which was created in 2005 to spearhead the group's commercial efforts to support social and financial inclusion around the world. He designed Citi's strategy to engage the microfinance sector across Citi's businesses in over 40 countries. Jorge also structured award winning microfinance transactions in the capital markets (2006 IFC/Financial Times Sustainable Deal of the Year Award) including the first investment grade local issuance for a microfinance institution. His work around social and financial inclusion spans sustainable value chain development and digital financial services reaching the unbanked.

Interested in digital financial innovation and the development of cashless ecosystems and mobile money, he has formed public and private sector partnerships to expand access through innovative channels. He introduced new crowdsourcing models to develop financial technology solutions that leverage deeper Internet and smartphone penetration among the underserved, which constitutes a totally new approach to product development in financial services.

Jorge is currently leading the development of a social/theme bond practice to bring public and private sector issuers to the international capital markets - with developmental projects, attracting investors with both social and economic goals.

In 2009 Jorge was invited as an Associate to the David Rockefeller Centre for Latin-American Studies at Harvard University where he worked with thought leaders in the areas of impact investment and commercial solutions for lower income markets at the Graduate School of Education, the Kennedy School of Government and the Harvard Business School.

He holds a MBA from Columbia Business School in New York and the Instituto de Estudios Superiores de la Empresa in Barcelona, Spain and a BA in Mechanical and Industrial Engineering from the Universidad Anáhuac Mexico..