Toby Eccles has been developing a Social Investment Bank since October 2005, initially as a recommendation to government through the Commission on Unclaimed Assets and more recently at Social Finance. Before this he was at the foundation ARK where he built programmes around education in the UK and communities with high HIV levels in South Africa. Commercially Toby worked in corporate finance at UBS Warburg, and developing new business at Data Connection, a software company. He is a non-executive director of Antidote, a charity developing emotional intelligence in schools, and a board member of the Guinness Trust, a housing association.